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Students on a boat in London.

Health Insurance

All students participating in UT-approved study abroad programs must have international insurance. The policy varies by program type, as noted below:

  • UT Faculty-Directed Programs
    Students pay for the University of Tennessee’s international insurance coverage as part of their program fees. Students will be enrolled by a PAO staff member and receive information about their coverage via email prior to departure.
  • UT Credit-Bearing Internship, Service–Learning, and Research Programs Students pay for UT’s international insurance coverage as part of their program fees. Students will be enrolled by a PAO staff member and receive information about their coverage via email prior to departure.
  • UT Affiliate Programs
    Students receive insurance coverage through their hosting organization and through the University of Tennessee’s international insurance policy. Students will be enrolled by a PAO staff member and receive information about their coverage via email prior to departure. Students will be billed separately for their insurance charge.
  • UT Exchange and Direct Programs
    Students will be enrolled in UT’s international insurance coverage by a PAO staff member and receive information about their coverage via email prior to departure. These students will be billed separately for their insurance charge.
  • Petition Programs
    Students who successfully petition a non-approved CGE education abroad program will be enrolled in UT’s international insurance coverage by a PAO staff member and receive information about their coverage via email prior to departure. These students will be billed separately for their insurance charge.

UT’s International Insurance Policy 

The University of Tennessee’s international insurance is provided by CHUBB. Policy Information can be found here.

All UT students on university-approved programs are automatically covered by a blanket international travel insurance policy underwritten by Chubb Insurance with 24/7 travel assistance services provided by International SOS.

Who is International SOS? 

International SOS will give expert advice to students to take care of any medical or security that will be needed while students are abroad. Students simply carry the International SOS Membership card and download the International SOS Assistance App to use this complimentary service. Both contain the membership number and key phone numbers along with the website address (www.internationalsos.com).

The University of Tennessee Membership Number is: 11BCAS080063

International SOS 24/7 Travel Assistance Services Helpful Links